Need help bridging a financial gap for college?

Our friendly customer experience team is ready to walk you through your private student loan options.
 
Call 855-887-5430, email [email protected], or schedule a free, in-person or phone consultation at calendly.com/granite_edvance.
 
Subject to credit approval. Loans may be made by Granite Edvance or Bank of Lake Mills, member FDIC.
Get our help

Most undergraduate students will need a cosigner to take out a private student loan.

If you’re thinking of cosigning a loan, here’s what to know:
  • The cosigner is just as responsible for the debt as the student. Late payments or failure to make payments will affect your credit report, and you may become liable for the remaining debt on the student loan.
  • Some lenders offer “cosigner release” after a certain number of on-time payments, along with meeting income and credit requirements. Ask your lender if they offer cosigner release and what the requirements are.
  •  A good budget and good communication are key for borrowers and their cosigners. Talk to your student about how to budget for their student loan payments, and make sure your own budget can cover them if your student can’t pay.
Check out the Federal Trade Commission’s FAQs about being a cosigner: https://consumer.ftc.gov/articles/cosigning-loan-faqs
Looking for help taking out a loan or want to talk through your loan options? Call us at 855-887-5430, email us at [email protected], or visit GraniteEdvance.org/Help to make an appointment!
Get our help

Starting to think about your child’s future?

Our free Exploring Future Options appointments can help.
We’ll guide them through college and career paths, applications, and financial aid—so they can move forward with confidence.
Schedule your appointment today.
Schedule an appointment

Summer interns!

Check out this cool opportunity from our friends at StayWorkPlay! This is a great opportunity to meet other interns, build friendships and professional networks, explore our wonderful state, and even learn what it would be like to put down roots here after graduation.
Learn more here

Before you borrow…

…or refinance, know what you’re really signing up for. Whether you’re just starting college or considering refinancing your current loans, this tool can help you make informed decisions.

Our Student Loan Calculator helps you estimate costs for a new student loan, see how refinancing affects your monthly payments and total interest, compare different loan terms and interest rates, and make a smart plan to repay with confidence.

Start calculating
Shelves of food including canned and boxed goods and snacks.

Like physical wellness…

…financial wellness is a complex matter, connected to academic success, mental health, even identity. And it’s one we must understand if we want to support students effectively. We’re teaming up with Trellis Strategies on June 12 for a webinar sharing two years of survey data on student financial wellness. Read the blog by Matt Wallace, VP of Education and Career Pathways.
Register for the June 12 webinar at https://www.trellisstrategies.org/event/new-hampshire-statewide-findings-from-the-student-financial-wellness-survey/
Read our blog

Your only goal at a college fair: Learn something new.

Not pick a school.
Not decide your future.
Just take the next step.
More encouragement + tips in our blog!
Looking to attend a college fair? Check out https://www.neacac.org/spring-college-fairs-2026 for more information!
Read our blog

In 2025, we increased our total scholarship award amount…

…for the fourth year in a row, and we’re increasing it again this year! Read more about our work throughout the state in our 2025 Annual Impact Report.
Read more

Ready for college, but not sure what it’s actually going to cost?

Our College Financing Calculator helps you figure out the real numbers behind the schools you’re applying to — not just the sticker price.
 
Use our College Financing Calculator to compare school-specific costs, estimate financial aid, and make smarter choices before you commit.
 
You’ve got big decisions coming. Be as informed as you can! Try it out at graniteedvance.org/calculators.
Try it out

Think college is out of reach? Think again!

With the Granite Guarantee program, it may be more within reach than you think!
Learn more

Didn’t quite get enough financial aid to cover the costs of college?

You may be considering a private student loan. Make sure you’re prepared before starting an application! Still have questions? Visit GraniteEdvance.org/Loan to learn more or give our team a call to talk about our Granite Edvance private student loans.
 
Subject to credit approval. Loans may be made by Granite Edvance or Bank of Lake Mills, member FDIC.
Get our help

Not sure where to start with student loans?

Let our expert team help you navigate your options!
 
Call 855-887-5430, email [email protected], or schedule a free, in-person or phone consultation at calendly.com/granite_edvance.
 
Subject to credit approval. Loans may be made by Granite Edvance or Bank of Lake Mills, member FDIC.
Get our help

That’s okay.

College options are still open, and it’s not too late to apply.
Need help finding your direction, applying to college or trade school, or figuring out how to pay for it? Get our help by phone, email, or appointment!
Get our help

Senior year isn’t over yet.

Finish strong so your transition to college stays on track.
  • Checklist
  • Keep your grades up
  • Stay involved in school activities
  • Meet graduation requirements
Looking for some help?
Attend our free College Success Webinar – visit https://graniteedvance.org/find-your-direction/upcoming-events/ to learn more and register.
Want some individual help? Book a free College Success appointment with us!
Book an appointment

Stay curious!

Go in with a plan but stay open-minded.
College fairs are about discovery, not decisions.
Read more in our blog!

Looking to attend a college fair? Check out https://www.neacac.org/spring-college-fairs-2026 for more information!

Read our blog

Applying for student loans?

Make sure you know the difference between a soft credit inquiry and a hard credit inquiry!
Still have questions? Ask your credit counselor or the credit bureaus for more information. Looking to apply for a private student loan? Our amazing customer experience team is here to help! Visit GraniteEdvance.org/Help to call, email, or schedule a free phone consultation.

Subject to credit approval. Loans may be made by Granite Edvance or Bank of Lake Mills, member FDIC.

See less
Get our help

Visiting college campuses soon?

Some great advice on college visits from one of last year’s scholarship recipients. Read our blog for more great tips.

Read the blog

Ready for college, but not sure what it’s actually going to cost?

Our College Financing Calculator helps you figure out the real numbers behind the schools you’re applying to — not just the sticker price.

Use our College Financing Calculator to compare school-specific costs, estimate financial aid, and make smarter choices before you commit.

You’ve got big decisions coming – be as informed as you can! Try it out today!

Try it out

Our Impact

In 2025, we donated $200,000 to student aid funds in the Community College System of New Hampshire and the University System of New Hampshire. We first collaborated with the CCSNH in 2024 to establish the fund, meant for students struggling with short-term, non-academic expenses, and were excited to be able to not only partner with them again, but also donate money to the USNH. Read more about our work throughout the state in our 2025 Annual Impact.
Read more

Not too late to apply.

Not too late to explore careers.
Not too late to learn what you’re good at.
Need help finding your direction, applying to college or trade school, or figuring out how to pay for it? Call 603-227-5444, email [email protected], or make an appointment at calendly.com/graniteedvance. You can also view all our resources, events, and services at Graniteedvance.org
Get our help

Looking at private student loans?

If you need more money for college after making a budget that includes income, savings, federal aid, grants, and scholarships, you may want to consider a private student loan. Remember, loans have to be paid back with interest, so you should look at all other options first. Visit GraniteEdvance.org/loan learn more about our private student loan and apply.
 
Subject to credit approval. Loans may be made by Granite Edvance or Bank of Lake Mills, member FDIC.
Learn more

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