Apply for a Loan
Granite Edvance is committed to helping you find and fund your path. We offer college loans for undergraduate and graduate students. Our support services are free and based right here in New Hampshire.Secure a strong future in the Granite State
Granite Edvance Corporation has a longstanding commitment to helping New Hampshire students find their direction and fund their future.
- Competitive rates from a NH-based nonprofit
- Expanded approval opportunities1
- Multiple repayment options and terms
- Loan support from local student loan experts
Not a New Hampshire resident or attending college in New Hampshire? Head over to our EdvestinU website and learn more about the financing options we offer beyond New Hampshire.
Granite Edvance Corporation Application & Solicitation Disclosure
For New Hampshire residents and residents of AK, AR, CO, CT, FL, ME, NE, NJ, NY, NC, PR, RI, TX, UT, VA, WA, WV, WI attending a New Hampshire college. Funding provided by Granite Edvance Corporation
Bank of Lake Mills Application & Solicitation Disclosure
For residents of all other states not listed above who are attending a New Hampshire college. Funding provided by Bank of Lake Mills
Loan Application Process
- .01
Start the loan process
Click ‘Get Started’ to pre-qualify and receive custom rates in under 3 minutes without affecting your credit score.5 - .02
Complete the application
Review the loan details and complete the secure online application. (This may affect your credit score.)5 - .03
Upload documentation
Upload required loan documentation to your account. - .04
Customize and sign
Review your rates, configure your loan terms, and sign loan documentation. - .05
We handle the rest
Your loan information will be sent to your school for certification. Once your loan is certified, it’ll be disbursed directly to your school on their preferred date(s).
Sample Private Loan Rates & Terms
The tables below show you how much a $10,000 private student loan would cost in different scenarios with fixed and variable interest rates. These tables include Granite Edvance’s optional .25% automatic debit discount, which borrowers can enroll in upon entering repayment. Notice how a loan’s rates and terms can affect the monthly payments and total cost.
Fixed Interest Rates
Fixed interest rates effective 8/1/2024| Term | Interest Rates | Annual Percentage Rate (APR) | Monthly Payments | Total Cost of $10,000 Loan |
|---|---|---|---|---|
| In Years | Low – High | Low – High | Low – High | Low – High |
| 7 Years | 4.50% – 9.25% | 4.500% – 8.589% | $141.96 – $225.22 | $11,634.80 – $18,918.48 |
| 10 Years | 5.50% – 9.50% | 5.499% – 8.894% | $109.93 – $181.05 | $12,968.92 – $21,726.00 |
| 15 Years | 6.00% – 10.00% | 6.000% – 9.427% | $84.71 – $152.56 | $15,108.96 – $27,460.80 |
Variable Interest Rates
Variable interest rates effective 11/1/2024| Term | Interest Rates | Annual Percentage Rate (APR) | Monthly Payments | Total Cost of $10,000 Loan |
|---|---|---|---|---|
| In Years | Low – High | Low – High | Low – High | Low – High |
| 7 Years | 6.90% – 10.25% | 6.900% – 9.432% | $153.37 – $239.32 | $12,570.48 – $20,102.88 |
| 10 Years | 7.25% – 10.50% | 7.249% – 9.751% | $118.78 – $194.40 | $14,013.28 – $23,328.00 |
| 15 Years | 7.50% – 10.65% | 7.501% – 9.995% | $93.14 – $161.28 | $16,592.64 – $29,030.40 |
Why Choose Granite Edvance?
Want to talk through your loan options?
Our Customer Experience Team is available Monday–Thursday, 8 AM–8 PM EST, and Friday, 8 AM-5 PM EST
Strategic Partnerships
Granite Edvance Corporation has established strategic partnerships to provide you with an optimal borrowing experience. Granite Edvance works with the following partners to support you: Campus Door to originate your loan through the Sparrow online loan application process and Bank of Lake Mills to fund your loan products.