Early Childhood

  • Start saving

    Start saving early to maximize your possible returns. Learn more about how to start saving.

    Learn how to start saving
  • Open a 529 savings plan

    A 529 savings plan is a tax-free way to save for education expenses. Learn more about the advantages of a 529 plan.

    Learn about 529 Savings Plans
  • Explore alternate savings options

    529 plans are popular, but they’re not the only way to save for school. Affinity programs, savings bonds, and Coverdell savings accounts are just a few options. Find out about other ways to save for college.

    Learn more about alternative savings options
  • Encourage interests

    What’s your kiddo into? Sports, animals, dancing, building things…whatever it is, try to nurture their passions. Check out books from the library, take classes, and spend time together on their interests. This shows your child how to pursue and learn about something they love. Early childhood interests can turn into activities, clubs, and pursuits that may one day help their college applications or career directions.

Elementary & Middle School

  • Make education a priority

    Help your child set academic goals, and support them along the way. Achieving goals helps kids develop confidence in their abilities and builds their work ethic. Encourage your child to take on challenges and stretch themselves. Be sure to show interest in your child’s schoolwork and celebrate achievements.

    Check out our Early College & Career Planning Guide
  • Encourage involvement

    The time your child spends outside of school is important, too. Encourage them to join school clubs, sports, and community service programs. Getting involved at a young age helps kids explore interests, identify hidden talents, and build social skills. Parents and guardians, get involved with your child’s school, and pursue your own interests, too. Your kids are watching and learning from you!

  • Visit a local college

    Walk around a college campus, or look for child-friendly events to attend. Many colleges offer classes or camps to local children and families. Simply being on campus can help spark your child’s interest in college.

  • Talk about careers

    Encourage your child to focus on their interests and passions. Talk about how they could use them to choose a career path. Check out Explore Interests for more on career exploration. Education & Training Options can help them explore what kind of education or training they might need to reach their goals.

Don't delay savings

The earlier you can start saving, the better. Use our Cost of Delaying Savings calculator to see the benefits of getting an early start on savings and how delaying your savings can impact your goal.

Back to Top