Start Planning Early
Early Childhood

Start saving
Learn how to start savingStart saving early to maximize your possible returns. Learn more about how to start saving.
Open a 529 savings plan
Learn about 529 Savings PlansA 529 savings plan is a tax-free way to save for education expenses. Learn more about the advantages of a 529 plan.
Explore alternate savings options
Learn more about alternative savings options529 plans are popular, but they’re not the only way to save for school. Affinity programs, savings bonds, and Coverdell savings accounts are just a few options. Find out about other ways to save for college.
Encourage interests
What’s your kiddo into? Sports, animals, dancing, building things…whatever it is, try to nurture their passions. Check out books from the library, take classes, and spend time together on their interests. This shows your child how to pursue and learn about something they love. Early childhood interests can turn into activities, clubs, and pursuits that may one day help their college applications or career directions.
Elementary & Middle School

Make education a priority
Check out our Early College & Career Planning GuideHelp your child set academic goals, and support them along the way. Achieving goals helps kids develop confidence in their abilities and builds their work ethic. Encourage your child to take on challenges and stretch themselves. Be sure to show interest in your child’s schoolwork and celebrate achievements.
Encourage involvement
The time your child spends outside of school is important, too. Encourage them to join school clubs, sports, and community service programs. Getting involved at a young age helps kids explore interests, identify hidden talents, and build social skills. Parents and guardians, get involved with your child’s school, and pursue your own interests, too. Your kids are watching and learning from you!
Visit a local college
Walk around a college campus, or look for child-friendly events to attend. Many colleges offer classes or camps to local children and families. Simply being on campus can help spark your child’s interest in college.
Talk about careers
Encourage your child to focus on their interests and passions. Talk about how they could use them to choose a career path. Check out Explore Interests for more on career exploration. Education & Training Options can help them explore what kind of education or training they might need to reach their goals.
Don't delay savings
The earlier you can start saving, the better. Use our Cost of Delaying Savings calculator to see the benefits of getting an early start on savings and how delaying your savings can impact your goal.
