Welcome, financial aid professionals!

About Us

Granite Edvance is a nonprofit that helps students throughout the U.S. reach their education and career goals. We offer helpful funding solutions, including the Granite Edvance and EdvestinU private student loans.

With deep roots in New Hampshire, we help NH students of all ages and backgrounds find their pathway and fund their future. We also partner with the parents, caregivers, educators, and community organizations who support them.

We believe everyone should be able to reach their education and career goals. And when students succeed, our communities and our workforce grow stronger, too.

More about us

Our Student Loans

Granite Edvance Student Loan

For students (undergraduate or graduate) who are NH residents or attending college in NH
Multiple repayment terms and options

Fixed rates between 3.490% – 9.895% APR ¹

EdvestinU Student Loan

For students (undergraduate or graduate) who are not NH residents and are not attending a college in NH
Multiple repayment terms and options

Fixed rates between 3.490% – 10.927% APR ¹

Our Parent Loans

Granite Edvance Parent Loan

For parents who are NH residents
Immediate repayment with multiple term options

Fixed rates between 4.489% – 9.250% APR ²

EdvestinU Parent Loan

For parents who are not NH residents
Immediate repayment with multiple term options

Fixed rates between 4.489% – 9.750% APR ²

Our Refinance Loans

Granite Edvance Refinance Loan

For NH residents looking to refinance
Immediate repayment with multiple term options

Fixed rates between 4.149% – 8.541% APR ³

EdvestinU Refinance Loan

For non-NH residents looking to refinance
Immediate repayment with multiple term options

Fixed rates between 4.149% – 8.809% APR ³

How We're Helping Students

Our 2025 Annual Impact Report shows how we put our mission into action, helping students overcome challenges and take important steps toward achieving their goals.

View the report >

For New Hampshire Families

As a NH nonprofit, we offer helpful services, resources, and benefits to NH students and families.

Flexible Loan Underwriting Options

Our loans for NH students offer expanded approval opportunities with more accessible underwriting criteria.⁴

Free College & Career Planning Help

Our free services include 1-on-1 appointments, webinars, events, and resources to help families at every step of their journey.

FAFSA and Loan Application Support

We can walk families through their FAFSA or their Granite Edvance or EdvestinU loan application. We can also answer questions through a quick call or email!

Disclosures

Application & Solicitation Disclosures
- Granite Edvance Student Loan – For New Hampshire residents. Funding provided by Granite Edvance Corporation.
- Granite Edvance Student Loan – For residents of all states other than New Hampshire who are attending a New Hampshire college. Funding provided by Bank of Lake Mills.
- EdvestinU Student Loan
- Granite Edvance Parent Loan
- EdvestinU Parent Loan
- Granite Edvance Refinance Loan
- EdvestinU Refinance Loan
Granite Edvance Student Loan and EdvestinU are loan products of Granite Edvance Corporation and may be funded by Granite Edvance Corporation NMLS ID# 1527348, www.nmlsconsumeraccess.org or Bank of Lake Mills, member FDIC. Subject to credit approval and underwriting guidelines. Bank of Lake Mills does not have an ownership interest in Granite Edvance. Neither Granite Edvance nor Bank of Lake Mills is affiliated with the school you attended or are attending.
¹ The Granite Edvance Student Loan and EdvestinU Student Loan APRs depend in part on creditworthiness. Lowest APR is only available to our most creditworthy borrowers and assumes an application with a cosigner, immediate repayment, a 7-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. Highest APR assumes deferred repayment, 15-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. For more information about automatic debit, see note 5.
² The Granite Edvance Parent Loan and EdvestinU Parent Loan APRs depend in part on creditworthiness. Lowest APR is only available to our most creditworthy borrowers and assumes an application with a cosigner, a 7-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. Highest APR assumes 15-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. For more information about automatic debit, see note 5.
³ The Granite Edvance Refinance Loan and EdvestinU Refinance Loan APRs depend in part on creditworthiness. Lowest APR is only available to our most creditworthy borrowers and assumes an application with a cosigner, a 5-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. Highest APR assumes a 20-year repayment term and 0.25 percentage point interest rate reduction for optional automatic debit. For more information about automatic debit, see note 5.
⁴ In comparison to EdvestinU loan products
⁵ Borrowers with private loans that are in deferment (including Granite Edvance Student Loan and EdvestinU Student Loan borrowers who elect deferred repayment), a grace period, or forbearance are not eligible to enroll and receive the automatic debit benefit until they enter into repayment. Borrowers electing to enroll in interest-only or immediate repayment are eligible to enroll in automatic debit upon initial disbursement.